Many people fall into the misconception that if they are injured in an accident, they can just file a personal injury lawsuit on their own. However, it’s important to know that the legal process is one that is complex and that can take a long time. Personal injury cases alone can take a few years to settle. You will also have a few additional things to consider, especially if the injury you sustained was from a car accident. Having a personal injury attorney is absolutely essential. There are three key reasons why you should hire a personal injury attorney.
1- Dealing with the Insurance Company
One of the biggest reasons to have a personal injury attorney on your side is because he or she can deal with the insurance company on your behalf. It can be difficult doing this by yourself because insurance adjusters are out to make a quick offer for a settlement when you are injured in a car accident. The insurance company will frequently offer far less compensation than you are actually due just so that they can move on. When you have a personal injury attorney working for you, it is your best bet at getting the amount of money you deserve. Lawyers have the knowledge and experience needed to effectively deal with an insurance company and will not take the lowest offer of compensation. A skilled attorney will also make a good offer when attempting to settle with an insurance company on your behalf. If the insurance company doesn’t accept, then the lawyer will try a different strategy, such as taking the case to court.
In addition, your personal injury attorney can discover the exact type of insurance policies the individual responsible for your injury has and can work from there. He or she can also get affidavits from insurance companies to protect you if other insurance is discovered that can pay for your injury. The attorney is far better equipped to do this because he or she has the right resources to confirm any types of insurance coverage that exist.
2- You Pay No Fees if You Don’t Recover Compensation
The majority of personal injury attorneys work for a contingency fee. This means that if you don’t win your case, you won’t have to pay any attorneys’ fees. If you win your lawsuit, you pay a portion to your attorney for his or her time and effort on your case. However, it should be noted that if you don’t win your case, you will still be responsible for certain expenses that are not related to fees tied to your lawyer’s services, such as those a doctor might charge for being interviewed and for going over your medical records.
3- You Can Receive the Best Settlement with an Attorney
Finally, when you have a personal injury attorney working for you, you are assured the best possible settlement for your injuries. With a settlement in place, it means that the plaintiff gives up the right to sue in exchange for compensation, either directly from the defendant or from their insurance company. In many cases, your personal injury lawyer will not only seek a settlement for your injury itself in the form of compensation for your medical bills and further treatment, but they will also take into consideration other aspects like damage to your vehicle, pain and suffering and mental anguish. In many cases, the defendant will be willing to settle because it helps them to avoid a long, drawn-out case in court.
These are only three reasons why it’s so important to hire a personal injury lawyer if you are injured by another person. Be sure to do your research and find the best attorney for your needs.